An ARM may get you a lower rate, but it's not the right move for everyone in today's economic environment.

If you remember the 2008 housing crash, “adjustable-rate mortgages” might still conjure predatory lenders and underwater homeowners. That association isn't just earned — it's backed by staggering ...

With the Federal Reserve cutting its benchmark rate, some homebuyers may wonder whether mortgage rates will follow — and whether an adjustable-rate mortgage could offer a cheaper way to get into a ...

More homebuyers are turning to adjustable-rate mortgage loans to keep their payments affordable. It’s easy to understand why. The average rate for a 5/1 adjustable-rate mortgage (ARM) is 5.51%, ...

Stay on top of what’s happening in the Bay Area with essential Bay Area news stories, sent to your inbox every weekday. The Bay Bay Area-raised host Ericka Cruz Guevarra brings you context and ...

SEATTLE--(BUSINESS WIRE)--The typical homebuyer would save $150 per month taking out an adjustable-rate mortgage (ARM) instead of a 30-year fixed rate mortgage, according to a new report from Redfin, ...

The average 30-year fixed mortgage rate is 6.12% as of April 28, 2026, holding steady after easing from late March highs. This follows earlier volatility tied to geopolitical tensions and inflation ...

It’s a heyday for adjustable-rate mortgages. In California last year, 31% of all mortgages used an adjustable rate structure, the highest share in three years. Nationally, 21% of homeowners used an ...

Thirty-year mortgage rates fell to a one-month low today. The current average mortgage rate on a 30-year fixed mortgage is 6.19%, compared to 6.25% a week earlier, according to the Mortgage ...