The rule of 55 allows penalty-free 401(k) withdrawals only from your current employer’s plan after separation. Funds in old 401(k) accounts from previous employers remain subject to the 10% early ...

I am 58 and currently have no retirement accounts. In a few years, my two daughters will have graduated from college, and I anticipate having the extra funds at that time to start contributing to my ...

Americans are leaving billions of dollars behind in forgotten retirement accounts, according to a new report. The Sept. 2025 report by Capitalize, a fintech firm that specializes in helping U.S.

Fidelity and Schwab have blocked third-party advisors from accessing 401(k) plans via credential sharing. Here's why, and what to do if your account is affected. Many, or all, of the products featured ...

But as awesome as IRAs and 401(k)s are, you should also be looking outside of these accounts in the course of saving for retirement. Here's why. You ne ...

Professionally managed accounts within 401(k)s are having a moment. As of the end of 2024, nearly all participants in Vanguard plans had access to target-date funds, and almost 80% had access to ...

Discover how 401(k) balances in your 40s and 50s stack up and learn smart strategies to grow savings, such as catch-up contributions and Health Savings Accounts (HSAs).

The premise sounds fantastic: The more money you save for retirement during your working years, the bigger your retirement nest egg. And contributions to workplace retirement accounts can be ...

'I plan on working until at least age 75' "Because funds have been tight, I do not want to contribute to the 401(k) if I would not be able to access the funds, if needed." (Photo subject is a model.) ...