Visit Globe Investor and use our free RRSP Tax Refund Calculator to quickly estimate the tax savings on your Registered Retirement Savings Plan (RRSP) contribution.

Zack Fenech is a professional finance writer from Toronto. He is passionate about demystifying complex finance topics and making them digestible and easy to follow for the average Canadian. Zack has ...

Discover how a spousal RRSP can help you lower taxes now and balance retirement income later — ideal if one spouse earns much more than the other. Many or all of the products on this page are from ...

A Registered Retirement Savings Plan (RRSP) can be a powerful financial tool for building retirement savings and enjoying tax benefits along the way. An RRSP can contain a variety of investments, ...

Spousal registered retirement savings plans (RRSPs) have been around for decades, and for many couples, these plans can play an important role in reducing tax upon retirement. But, they can be ...

The tax-free withdrawals of a TFSA offer more flexibility, but don’t offer a tax deduction like contributions to an RRSP. The type of account you choose will depend on your savings goals. Many or all ...

Renee Sylvestre-Williams is a finance and business reporter. In her more than 10 years of journalism, her work has been published in the Globe and Mail, Flare, Canadian Living, Canadian Business, the ...

Canadians have until March 2 to contribute to their Registered Retirement Savings Plan (RRSP) for the 2025 tax year, giving savers a final opportunity to lower their taxable income and boost their ...

Did you miss the registered retirement savings plan (RRSP) deadline for 2025? The deadline was March 2, 2026. Contributions made up until that date count toward last year. If you didn’t make your last ...

Find out how to maximize your RRSP contributions and understand the rules around unused contributions for effective retirement savings. The Registered Retirement Savings Plan (RRSP) allows Canadians ...

The RRSP contribution limit is increasing for 2026, giving Canadians more room to save for retirement while reducing their tax bill. The new maximum jumps to $33,810, up from $32,490 in 2025. This ...