Stop losing money. 2026 CD rates are around 4.00%. See why a big bank's 0.01% is potentially costing you $1,000+ this year.

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Read on to learn about the best banks for CD rates in 2026.

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...

Please note that the annual percentage yields (APYs) listed are accurate as of the date of publication. As financial rates can fluctuate, the current APYs may differ. We strive to update our data ...

The Fed has now cut rates at back-to-back meetings this fall. And odds are, more cuts are coming soon and will continue into 2026. As a result, some banks are already trimming APYs on savings accounts ...