If you're worried about increasing your balances due to an unrequested credit limit increase, you can call your issuer and ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

A proposed 10% cap on credit card interest rates could restrict access to credit for millions of Americans. Industry experts ...

When you request a credit limit increase, your issuer immediately reviews your risk profile. That review can raise your ...

A higher credit limit doesn’t just offer flexibility. It can also fuel lifestyle creep, where higher spending slowly becomes ...

Chase has just rolled out a new self-service option that allows cardholders to save time. You can now move credit limits between your cards online — no phone call or secure message needed. This ...

Credit cards have become an indispensable tool in modern financial life, offering convenience and flexibility for millions of consumers. However, spending beyond established credit limits can trigger ...

WalletHub found that 46 of 50 states saw average credit limit decreases from 2024 to 2025. Wyoming experienced the largest drop in average credit limits (down 16% year-over-year), followed by Alaska ...

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...

Most business owners discover their credit card limit at the worst possible moment. The payment gets declined during an equipment purchase, or they can't book last-minute travel for an important ...