Compare today’s best jumbo mortgage and refinance rates, compiled from hundreds of loan offers and analyzed by Investopedia’s rate experts.

If you're planning on getting a mortgage to buy a home, keeping an eye on rates is a smart move. Rates can shift daily—sometimes even hourly—and what seems like an insignificant change can ultimately impact your monthly payment and the total interest you’ll pay over time.

Mortgage and refinance interest rates today, April 23, 2026, hold steady near 6.10% for 30-year fixed loans. Mortgage interest rates are easing because bond yields have softened, yet they remain structurally high due to persistent inflation pressure and cautious signals from theFederal Reserve.

Compare today’s best mortgage refinance rates, compiled from hundreds of loan offers and analyzed by Investopedia’s mortgage rate experts.

The government-sponsored enterprise sees current rate levels likely to stick for longer compared to past forecasts, with the Iran War looming in the background.