The average interest rate on a 30-year fixed refinance climbed to 6.68% today, according to the Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.76%, and for 20-year mortgages,

With high mortgage rates and a limited inventory of homes to contend with, it can be difficult to find affordable options. But, doing so isn't impossible. That's especially true if you have a strong credit score and overall application.

30-year fixed refinance mortgage rates stayed flat at 6.26% today, according to the Mortgage Research Center. Rates averaged 5.33% for a 15-year financed mortgage and 6% for a 20-year financed mortgage. Related: Compare Current Refinance Rates ...

The average interest rate on a 30-year fixed refinance declined to 6.78% today, according to the Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.86%, and for 20-year mortgages,

The government-sponsored enterprise sees current rate levels likely to stick for longer compared to past forecasts, with the Iran War looming in the background.

Mortgage and refinance interest rates today, April 23, 2026, hold steady near 6.10% for 30-year fixed loans. Mortgage interest rates are easing because bond yields have softened, yet they remain structurally high due to persistent inflation pressure and cautious signals from theFederal Reserve.