Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

Removal of the Grad PLUS Program, new federal loan cap limits and different payment plans are set to go into effect in July.

New borrowers aren’t eligible for Grad Plus loans starting in July.

Graduate students may apply for Federal Direct Loans by submitting a FAFSA. Legacy borrowers may apply for Federal Direct PLUS Loans. Your financial aid award notification will include details about ...

The One Big Beautiful Bill Act (OBBBA) was enacted in July 2025. This legislation includes significant changes in federal student loan programs effective July 1, 2026. The University of Delaware ...

Sweeping student loan forgiveness changes for federal student loans are going into effect this year following a number of significant legislative, legal, and policy developments. And millions of ...

There's a strategy to getting the right student loans for graduate school. First, you'll want to tap federal student loans up ...

Subsidized and unsubsidized federal student loans differ based on who pays interest while you’re in school, and come with different limits The federal Direct Loan program offers subsidized and ...