Many employees depend on their Provident Fund (PF) savings as a financial cushion for emergencies and future needs. While ...

EPFO’s new rules make full withdrawals harder and extend pension timelines, leaving many middle-class workers worried about ...

EPF withdrawals are generally tax-free after five years of service. However, withdrawals before this period may attract tax. Certain conditions allow for tax-free withdrawals even with less than five ...

Seventy-five percent of the amount can be withdrawn immediately after leaving the job, and the full amount can be withdrawn ...

EPFO’s move to extend full withdrawal timelines aims to secure retirement savings—but may create new hurdles for migrants, ...

If you have been contributing to the Provident Fund (PF) through your salary deductions, you should know that you don’t always have to wait until retirement to withdraw the entire balance. Under ...

EPF withdrawals made before the age of 55 may result in high taxes, a decline in retirement security, a loss of pension ...

Many employees withdraw their EPF (Employee Provident Fund) when switching jobs or during emergencies. However, very few know ...

The EPFO has rolled out major reforms in 2025 to make EPF transfer faster, smoother and automatic for employees who switch ...

Before you decide to let your EPF balance sit after retirement, know how it affects your interest, taxation, and withdrawal ...