With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. She uses ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Saving money is one of the most important financial decisions you can make. A healthy amount of money set aside can help you reach your financial goals faster and have a safety net to fall back on in ...

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When it comes to managing your finances, choosing the right bank account type is crucial. With so many options available, it can be overwhelming to determine which type of account is best suited to ...

Savings accounts provide a way to earn interest, often in a government-insured package. Numerous types of savings accounts are available, and while they all share certain characteristics, they also ...

There are several options when you want to invest your money. You can invest in stocks, bonds, mutual funds, real estate, private ventures, and many more things; but how do you know which investment ...

Roth 401(k)s and IRAs offer huge tax breaks on your retirement savings -- if you're eligible. With a Roth IRA, you don't have to worry if federal income taxes go up, and you'll have more financial ...

Americans are, by and large, banked: More than 95% of U.S. households have at least one, according to the Federal Deposit Insurance Corp. (FDIC). And there are a bevy of banking options to choose from ...

Editor's note: A version of this article was initially published on March 2, 2017. It is part of Morningstar's Tax and IRA Guide special report. You've run the numbers and determined whether your ...