New regulations were supposed to ensure that homeowners in fire zones would have coverage available. But companies can still avoid serving many high-risk areas, a Times investigation found.

USAA, the seventh-largest home insurer in California, is seeking to raise rates by 7.3% for 2026, according to a recent filing with the California Department of Insurance. "Despite these challenges, ...

The number of homeowners forced onto the FAIR Plan has skyrocketed. With high premiums and basic coverage, the plan is designed as a temporary option until homeowners can find permanent coverage.

USAA is seeking a 7.3% home insurance rate increase in California, affecting nearly 350,000 customers. The proposal uses new wildfire risk models and, if approved, would take effect after April 2026.

California's third-largest home insurer is seeking a 6.9 percent increase in its homeowner policy premiums under a recent regulatory reform that lets companies charge more in exchange for continuing ...

Massachusetts manufactured homeowners are facing steep increases in insurance premiums. Limited insurance options exist for manufactured homes, leading to higher costs and fewer choices for consumers.