USAA, the seventh-largest home insurer in California, is seeking to raise rates by 7.3% for 2026, according to a recent filing with the California Department of Insurance. "Despite these challenges, ...

New regulations were supposed to ensure that homeowners in fire zones would have coverage available. But companies can still avoid serving many high-risk areas, a Times investigation found.

USAA is seeking a 7.3% home insurance rate increase in California, affecting nearly 350,000 customers. The proposal uses new wildfire risk models and, if approved, would take effect after April 2026.

California's wildfire crisis is reshaping the home insurance landscape, with significant financial implications even for homeowners far from fire-prone areas. Changes to the state's Fair Access to ...