Considering withdrawing from your retirement account to pay debt? Learn how this common mistake can impact your future and ...

Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's ...

Turning 65 used to mean a hard stop at work and a simple rule of thumb for tapping savings. Today, retirements stretch longer ...

A 401 (k) is designed for retirement, not short-term emergencies. The baseline rule is this: withdraw money before age 59½, ...

Before you decide how much money you're going to withdraw from your retirement savings, map out a budget for how much you ...

Every week, Allworth Financial's Steve Hruby, CFP®, and Bob Sponseller, ChFC®, answer your questions. If you, a friend, or someone in your family has a money issue or problem, feel free to send those ...

For this Redditor, a 4% safe withdrawal rate is part of their retirement planning. It’s helpful to remember that the 4% SWR is a recommendation and not the only option available. There is also ...

Planning for a sustainable income from retirement investments can be complex. I've identified 10 primary variables, or "linchpins," which must be considered to develop a complete withdrawal plan. Of ...