Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard time qualifying for a conventional home ...

FHA loans are backed by the Federal Housing Administration and are easier to qualify for than conventional mortgages. You'll typically need at least a 580 credit score and a 3.5% down payment to ...

New rules from the U.S. Department of Housing and Urban Development (HUD) mean non-permanent U.S. residents no longer qualify for government-backed FHA mortgages. HUD’s secretary confirmed the change ...

If you’re like most Americans, you’re going to need a mortgage if you want to buy a new home. Even though cash buying is more popular than it was 10 years ago, more than two-thirds of home buyers ...

When lenders appeared before Congress on Sept. 17 and were less than enthusiastic about utilizing the new Federal Housing Administration (FHA) HOPE for Homeowners (H4H) program, I really thought that ...

FHA loan requirements: FHA loans explained Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard ...

FHA loans require an upfront mortgage insurance premium (MIP) of 1.75% of the base loan amount, which can be rolled into the loan. There's also an annual premium, which is divided by 12 and added to ...