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The concept of peer-to-peer (P2P) payments is nothing new, but the latest innovations in the space will have a profound impact on the future of commerce. P2P solutions are helping to normalise the ...

Money-transfer apps and services like Zelle have revolutionized the way we send and receive money. Also known as peer-to-peer payments (P2P), P2P payments are almost ubiquitous among college students.

The rapid transaction-settlement speed of Zelle that helped drive its adoption also helps scammers create a false sense of urgency to trick consumers into authorizing immediate payments. “Through ...

NACHA has released several concurrent requests for comment (“Requests”) on proposals to amend the NACHA Operating Rules (Rules), including amendments to the Rules ...

A significant setback to the adoption of current person-to-person payments technologies is that the transactions often can’t happen in real-time. But by repurposing existing industry infrastructure, ...

Lately, I’ve been getting a flood of press calls and inquiries about P2P payments. I wrote about the general topic in a link available to our clients, but something nagged at me: I hadn’t actually ...