Early withdrawals from your 401(k) may ease today’s cash crunch, but taxes, penalties, and lost compound gains can cost you tens of thousands in the long run.

In fact, according to Vanguard's most recent How America Saves report, only 14% of 401 (k) participants maxed out their ...

There's one type of plan that can really boost your retirement savings. With this retirement savings account, you may be able to save 29% more than your peers who don't have it.

If you have a 401 (k), you should know that the rules are changing in 2026. Here are three important things to keep in mind ...

Most personal finance experts agree that maximizing 401(k) contributions is an excellent strategy to prepare for retirement.

This is a strategy that is so incredibly beneficial for highly compensated employees because they can’t contribute to a ...

When you leave a job, it is usually a smart move to take your 401(k) with you. That does not mean cashing it out, since doing ...

Retiring at 55 can feel like crossing a finish line, but your 401(k) does not instantly align with your new lifestyle. Early ...

Workers will be able to put up to $24,500 into their 401(k)s and similar workplace retirement accounts in 2026, up $1,000 ...

For IRAs, the limit is $7,000, with a $1,000 catch-up contribution available if one is 50 or older. Contributions to a ...

Missteps can lead to higher taxes and penalties or missed opportunities to make use of your savings.