Although rates on T-bills and assorted cash securities are down these past few years, they remain at reasonably good levels and much higher than they were during the 2010s. Cash ETFs remain solid ...

Corporate floating rate notes (FRNs) offer higher yields than T-bills, with coupons resetting to short-term rates plus a credit spread. Treasury bills (T-bills) are short-term U.S. government ...

Treasury bills now yield just under 4% compared to near-zero rates throughout the 2010s. Both stocks and bonds fell in 2022. This exposed critical flaws in traditional 60/40 retirement allocations.