How to calculate your home’s current market value To find out how much equity you have, you first need to know your home’s current market value.

Here’s how to calculate the equity in your home and how much of it you can tap. And to what extent you can, and can’t, control the worth of your ownership stake.

Your home equity grows as you pay off your mortgage. But how do you calculate it?

Here's how to find out how much equity you have in your home – and how much of that equity you can tap with a home equity loan or HELOC.

Find out how to calculate the equity in your home, your home equity percentage, and the loan-to-value based on the current market price.

How to calculate your home equity You can calculate your home equity by deducting your outstanding mortgage balance from the current market value of your home.

Again, the effect is to reduce the cost of buying your home to the down payment plus the present value of your mortgage, a total of $302,751.31.