Scammers know many seniors don't monitor their credit very often, and that makes retirees prime targets for identity theft ... you can now get a free weekly credit report at AnnualCreditReport.com.

"One of the reasons that children's identities are so appealing to the bad actors is because kids don't engage in the world the same way adults do," said Velasquez.

Scammers are working every day to get ahold of your personal information so they can steal your identity and, ultimately, ...

Focus on what you can do to make yourself less of a target. Start by freezing your credit reports at the three major bureaus.