What used to be a simpler checkout choice (“Cash or credit?”) has become more complex, fueled by tech-enabled options that ...

Paying your credit card bill on the wrong day could cost you. Expert John Liang reveals the best and worst days to pay—and ...

FICO will begin factoring Buy Now, Pay Later (BNPL) loans into scoring models, and consumer credit scores can suffer as a ...

Pay Later services are increasing in popularity with consumers, and with the proper insights, retailers can capitalize on this trend.

Recently, the current Federal Housing Finance Agency (FHFA) director announced that lenders will be allowed to use a second credit scoring methodology to assess creditworthiness for ...

Kikoff, the credit-building platform used by over a million Americans, today released its Economic Trust Report, based on their nationally representative survey conducted by The Harris Poll among ...

Banks don’t want you bingeing on “buy now, pay later” plans, and they say it might actually hurt your chances of getting ...

Can you hear the canary in the economy’s coal mine singing her heart out? You know that we are headed for trouble when some masses start buying groceries on the installment plan. That is the business ...

Can you hear the canary in the economy’s coal mine singing her heart out? You know that we are headed for trouble when some masses ...

BNPL is a fast-growing trend in the world of consumer finance, especially for those looking to stretch a larger purchase over ...

BNPL lets people dig deeper into the debt hole, which “will be harder and harder to climb out of,” Ed deHaan, an accounting professor at Stanford Graduate School of Business, told Bloomberg News. That ...