Early withdrawals from your 401(k) may ease today’s cash crunch, but taxes, penalties, and lost compound gains can cost you tens of thousands in the long run.
Business Intelligence | From W.D. Strategies on MSN

I Asked ChatGPT How To Retire Early on a Modest Salary - Here's Its Plan

Ever wondered if it's possible to retire before hitting the traditional retirement age while earning a modest salary? I was ...
Who doesn’t appreciate tax-free investment growth, tax-free withdrawals and not having to take required minimum distributions ...
The end of the year marks your final opportunity to make several key 401 (k) moves for 2025. It's also a great time to review ...
On November 21, 2025, the U.S. Treasury Department (“Treasury”) and the Internal Revenue Service (the “Service”) released final regulations ...
The fintech provider argues federal and state regulatory guidance, plan sponsors, and retirement advisors all support the ...
The IRS mandates withdrawals from pre-tax retirement accounts once you reach a certain age. These are referred to as required minimum distributions (RMDs). For many retirees, RMDs don't change much ...
Tucked away in the fertile Sacramento Valley about 70 miles northwest of the state capital, Colusa offers a refreshing alternative to those eye-watering coastal retirement communities where modest ...
Northwestern Mutual's general guideline is that people should aim to save 80% of their preretirement income for each year of their retirement - with everyone's retirement goal varying based on ...
Ready to retire? Here's how to swap your 'peak earnings' mindset for a 'preserve-plus-grow' approach instead of relying on ...
Savers across the U.S. are benefitting from a healthy stock market, with younger generations also embracing retirement ...