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  1. Primer: Employer-Sponsored Insurance - AAF

    Dec 14, 2021 · Executive Summary Employer-sponsored insurance (ESI) is the largest source of health coverage in the United States, covering the majority of the non-elderly population, and two-thirds of …

  2. The Value of Employer-Sponsored Health Insurance: A Summary

    Apr 12, 2022 · Executive Summary Contrary to common criticisms, employer-sponsored insurance (ESI) provides significant value to beneficiaries and taxpayers far beyond the cost of the tax subsidy. …

  3. How Many Are Newly Insured as a Result of the ACA? - AAF

    Jan 4, 2017 · Introduction The Department of Health and Human Services (HHS) recently announced that 20 million people are newly insured as a result of the Affordable Care Act (ACA).[i] This has led …

  4. Why ERISA Is Worth Protecting - AAF

    Apr 12, 2024 · Yet ERISA, which is vital to the sustainability of ESI health plans, has faced serious threats from states and other legal challenges that seek to undermine the law’s greatest benefit: …

  5. The Value of Employer-Sponsored Health Insurance: A Summary - AAF

    Apr 12, 2022 · Key points: Contrary to common criticisms, employer-sponsored insurance (ESI) provides significant value to beneficiaries and taxpayers far beyond the cost of the tax subsidy. Employees …

  6. The Future of Employer-Sponsored Health Insurance - AAF

    Oct 13, 2022 · Employer-sponsored insurance (ESI) has long been the most common source of health coverage in the United States and provides flexible, high-quality coverage for workers at a better …

  7. How to Read the CBO Health Care Cost Estimate - AAF

    Jul 16, 2017 · This week the Congressional Budget Office (CBO) is expected to release the cost estimate, or “score,” for the revised version of the Better Care Reconciliation Act (BCRA). The core …

  8. Five Years After Passage: The ACA by the Numbers - AAF

    Apr 28, 2015 · The Affordable Care Act (ACA) changed the American health care system in myriad ways. The primary objectives of the ACA were to expand insurance coverage while reducing the cost …

  9. Options to Encourage Small Business Health Coverage Offerings

    May 18, 2023 · Options to Encourage ESI Offerings by Small Businesses Association Health Plans AHPs are a legal instrument that allows smaller firms to group together to purchase insurance. The …

  10. The Slow Creep Toward Single-payer Health Care - AAF

    Sep 4, 2025 · As of 2023, there were nearly 165 million individuals with ESI. ESI offers structural benefits: It rewards work, supports both employee compensation and retention, and allows …