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You need to know this ! Form 15G and Form 15H are self-declaration forms that an individual submits to the bank requesting not to deduct TDS on interest income as their income is below the basic exemption limit. FORM 15G : Resident Individual or HUF or trust or any other assessee but not a company or a firm with age less than 60 years FORM 15H : Resident individual aged 60 years or more i.e. Senior citizen. If you've Fixed Deposit in banks then this rule will save your money TDS ON FD, TAX ON FD
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