How to Avoid Credit Card Debt! Credit card trap is real and most people don’t see it coming. Credit cards feel harmless because when you swipe them, the money doesn’t immediately leave your bank account. That tiny delay creates a big illusion: “I still have money… I can buy this too.” And before you know it, people spend way beyond their actual balance - which is exactly why almost half of a credit card company’s revenue comes from interest. But does that mean credit cards are bad? Not at all. I
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Here's a warning about the dangers of debt traps: If you're not careful, you might find yourself in a debt trap that's hard to escape. Here's how it can happen: You get 100% of your salary, but 90% of it goes towards paying off debts. That leaves you with only 10% for living expenses. Because you're struggling to make ends meet, you might feel forced to take out another loan to cover your expenses. But this just adds to your debt burden. Before you know it, you're in a cycle of debt that's hard
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